Commercial Lender

Job Opportunity:
Commercial Lender

Job Location:
Mississippi (NOT a remote position)

Coverage Area:
Mississippi & Alabama (statewide)

Job Type:
Full-Time

ABOUT US

Renaissance Community Loan Fund is a dynamic, community-based lender committed to supporting the residents of Mississippi and Alabama. We specialize in providing financial products and services that turn dreams into reality for entrepreneurs, businesses, developers, and non-profit organizations across the states. As we continue to grow, we are seeking a skilled, self-motivated Commercial Lender to join our team and contribute to our mission of fostering economic development in Mississippi and Alabama's communities.

POSITION OVERVIEW

The Commercial Lender will play a key role in supporting Renaissance's efforts to provide lending products and services to local businesses and organizations. This individual will be responsible for commercial loan production, working as part of a collaborative team on lending, risk management, reporting, and relationship management. A successful candidate will have a strong background in banking, lending, and community development and will be comfortable working with a diverse clientele and partners to structure complex financing solutions for various projects.

KEY RESPONSIBILITIES

• Business Development:
Identify, develop, and maintain a strong network of business relationships, including partner lenders, SBDCs, municipalities, and professional contacts, to generate new lending opportunities.

• Loan Underwriting:
Underwrite and assess new account relationships, ensuring thorough credit analysis and sound financial structuring for borrowers.

• Client Support:
Provide coaching and technical support for existing borrowers and potential clients, particularly entrepreneurs and small businesses.

• Community Outreach:
Act as the company's representative at community and industry events across the states. This includes presenting Renaissance's loan products and services to groups and networking to expand the organization's reach.

• Team Collaboration:
Work closely with the lending team to meet production goals and maintain a high standard of reporting and risk management.

• Administrative Tasks:
Ensure all job functions comply with company policies and procedures. Complete all required training and attend relevant meetings.

REQUIRED QUALIFICATIONS

• Bachelor's degree in Banking, Finance, Business Administration, or a related field.
• Minimum of 3 years of experience in commercial loan underwriting and production, including sales and marketing of loan products.
• Experience in business management or consulting is a plus.
• Strong understanding of banking regulations, credit analysis, and loan underwriting processes.
• Ability to build and maintain relationships while acting in a coaching capacity with clients and prospects.
• Comfortable with public speaking and presenting to both small and large groups.
• Proficient in Microsoft Office Suite (Word, Excel, etc.), with the ability to quickly learn new software systems.
• Excellent written and verbal communication skills.
• Strong organizational and analytical abilities, with a high level of attention to detail.
• Valid driver's license and current auto insurance.
• Reliable access to a vehicle for local travel, including meetings, networking events, and client visits.

WHY JOIN US?

At Renaissance Community Loan Fund, you will be joining a passionate, mission driven team dedicated to making a positive impact in the communities we serve. We offer competitive compensation, a supportive work environment, and the opportunity to grow your career while helping to create lasting change in Mississippi and Alabama.

HOW TO APPLY

Please submit your resume, cover letter, and at least three professional references. We look forward to learning how your experience and skills can help us achieve our mission of empowering Mississippi and Alabama's businesses, nonprofits, and communities.

This job description is designed to give an overview of the key responsibilities, qualifications, and requirements for the role of Commercial Lender. Other duties may be assigned as necessary to support the team and the mission of Renaissance Community Loan Fund.