Senior Underwriter

Selene Holdings
US - Texas - Dallas
November 9, 2024
Financial

Selene Holdings is a multiple-lines business financial services firm with a mortgage servicing company, a loan diligence company, a title company, an insurance brokerage, and a real estate owned company. We have office locations in Dallas, TX, Jacksonville, FL, and Salt Lake City, UT. Founded in 2007 to address needs in the mortgage industry, Selene strives to provide amazing client and borrower experiences. A positive attitude coupled with proven creative thinking and actions are all attributes we seek in every one of our employees. If you want to make a difference, then Selene is the place for you!

Position Summary:
The Loss Mitigation Senior Underwriter works with the borrowers who are interested in remaining in their homes or liquidating their property. They review all retention and non-retention workout options, including, but not limited to repayment plans, modifications, short sales, and deeds-in-lieu. The Loss Mitigation Senior Underwriter will provide training to new hires, reinforcement training to the team, reviews and responds to department escalations, and completes special projects as assigned.

Essential Duties and Responsibilities:
include the following. Other duties may be assigned.

Analyzes loans for repayment plans or modification eligibility based upon lender program requirements, investor approval matrix and state and federal programs.
Analyzes loans for short sale or deed-in-lieu eligibility based upon lender program requirements, investor approval matrix and state and federal programs.
Reviews customer loss mitigation packages and identifies deficiencies in requirements and generates notices to borrowers with items needed to cure deficiencies.
Generates customer approval and adverse action notices for modifications, short sale or deed-in-lieu.
Coordinates with Selene Mortgage Specialists on items required by lenders or for documentation to complete the modification, short sale, or deed-in-lieu.
Stays abreast of industry program requirements, including GSE/Insurer requirements.
Maintains all databases, workflows and systems by referring loans for investor approval.
Completes modifications including pro forma escrow analysis.
Conduct training with newly hired underwriters,
Provides reinforcement training and coaching and feedback to the team.
Completes special projects as assigned.
Meets defined monthly productivity and quality assurance goals.

Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The qualified candidate must have:

Excellent attention to detail.

Ability to multi-task and consistently meet multiple deadlines.
Strong verbal and written communication skills.
Ability to work in a team environment.
Strong customer-service orientation.
Ability to use good judgment.

Competencies:
To perform the job successfully, an individual should demonstrate the following:

Adaptability - Adapts to changes in the work environment. Manages competing demands. Changes approach or method to best fit the situation. Able to deal with frequent change delays, or unexpected events.

Business Ethics - Treats people with respect. Keep commitments. Inspires the trust of others. Works with integrity and ethically. Upholds organizational values.

Communications - Expresses ideas and thoughts verbally. Expresses ideas and thoughts in written form. Expresses ideas and thoughts in written form. Exhibits good listening and comprehension. Keeps others adequately informed. Selects and uses appropriate communication method.

Customer Service - Displays courtesy and sensitivity. Manages difficult or emotional customer situations. Meets commitments. Responds promptly to customer needs. Solicits customer feedback to improve service.

Dependability - Responds to requests for service and assistance. Follows instructions, responds to management direction. Takes responsibility for own actions. Commits to doing the best job possible. Keeps commitments. Meets attendance and punctuality guidelines.

Teamwork - Balances team and individual responsibilities. Exhibits objectivity and openness to others' views. Gives and welcomes feedback. Contributes to building a positive team spirit. Puts success of team above own interests.

Education/Experience:
High school diploma or general education degree (GED) required. Associate's degree (A. A. ) from two-year College preferred. Two to four years' related experience and/or training required.

Language Ability:
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Mathematical Ability:
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Reasoning Ability:
Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.

Computer Skills:
Working knowledge of and experience with Microsoft Office (Word, Excel, and Outlook). Previous experience with MSP, Black Knight/LPS and Fiserv preferred.

Certificates and Licenses:
SAFE License preferred, DE Underwriter Certification required.

Supervisory Responsibilities:
N/ATravel:
Some travel maybe required.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position works in a typical office environment with moderate noise levels.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The employee is regularly required to sit while working at a desk, occasionally standing, walking, and using hands to lift and/or move up to 25 pounds. May also climb or balance; stoop, kneel, crouch or crawl. Needs to be able to talk and hear, but no special vision is required beyond the ability to see in order to read.

Why Selene?Benefits
Selene Finance LP is committed to the total wellbeing of its employees and therefore offers one of the best benefits packages available in the industry today, which include.

Read the full job description and apply online on the recuiter's web-site

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