Senior E&S Underwriter , Los Angeles

Honeycomb is a deep-tech, digital insurer focusing on multi-family property insurance, a $34B market in the US alone.Our core value proposition is delivering a differentiated, long-lasting customer and partner experience. Our proprietary Artificial Intelligence technology enables us to do so while generating 4x YoY topline growth and unparalleled profit margins.
In contrast with the traditional insurance industry, which relies primarily on costly manual labor, Honeycomb already automated 60% of its underwriting processes achieving significantly better customer experience, consistency, and scalability and at the same time, delivering extremely low and highly consistent loss ratios. Honeycomb is expected to cross $100M in annual sales in Q1 2024 while maintaining its strong and highly sustainable growth.
What You'll Do
Next-generation risk assessment - deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and develop, and internal and exterior exposure opportunities to expand your network and sphere of influence.

Playing a pivotal role in establishing and shaping our presence in the E&S lines market.
Quote and release new E&S business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
Analyze and approve requested policy changes, ensuring compliance with underwriting guidelines and regulatory requirements.
Maintain familiarity and compliance with E&S state insurance regulations and ISO rules for all states within assigned underwriting territory
Maintain open, transparent and supportive communications with team members and interdivisional partners
Monitor E&S portfolio composition via reports, audits and inspections
Support marketing functions and efforts to build and promote Honeycomb
Complete special projects and assignments
Some travel as deemed necessary

Basic Requirements

5+ years of E&S underwriting/insurance experience - habitational experience preferred
Strong knowledge of E&S insurance products, coverages, and underwriting principles.
Bachelor's degree or equivalent education/experience preferred
Retail agency relationship preferred
Curiosity, hardworking, self-accountable, positive attitude, humble and fun
Have an opinion, share your opinion and be open to other opinions
Passion to obtain, retain and employ knowledge - as well as share knowledge
Excellent verbal and written communication skills
Strong analytical skills and attention to detail
Must be located in Los Angeles, California
Benefits
Salary Range: $100,000 - $130,000 (Pending experience) + Bonus
Health Benefits
Employee options grant
401K
Flexible paid time off
Paid national holidays