Loan Document Specialist II

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

With over 60 locations, RCB Bank offers a variety of excellent career opportunities in Oklahoma and Kansas. We offer full-time and part-time opportunities along with a comprehensive benefit package (eligibility requirements apply).

Internal Deadline: January 02, 2025

Title:

Loan Document Specialist II

POSITION SUMMARY:

Responsible for building consumer non real estate loans and commercial Airplane Loans, commercial AG non real estate secured loans, consumer HELOC loans and non real estate secured letters of credit from start to finish utilizing both Decision Pro/CSM and the Laser Pro program with information provided. Persons in this position may be asked to review new hires in the Loan Doc Specialist I positions.

ESSENTIAL FUNCTIONS:

Utilize a direct line of communication with the lenders and Administrative Assistants in developing loans.
Ensure loan is documented properly to secure the Bank's interest in the collateral position should there be a loss.
Adhere to all federal regulations, laws and Bank policies.
Ensure Proper Approvals have been obtained.
Ensure all applications have been completed and signed with all the required information to satisfy application regulations.
Ability to read and understand Loan Credit Memos to effectively know if a loan has been properly approved.
Persons in this description will train beginning users in the Loan Doc I position.

EXPERIENCE REQUIRED:

Possess a strong understanding of loan structuring. Knowledge of loan documentation areas including: collateral perfection and corporate borrower structuring. Good understanding of regulatory requirements for consumer, commercial and Agriculture non real estate loans and HELOC loan types. Laser Pro experience is preferred. At least 1 year Banking Experience and at least 3 years Loan Experience required.

EDUCATION, CERTIFICATIONS & TRAINING:

High school diploma or GED required.

JOB-SPECIFIC SKILLS & KNOWLEDGE:
Ability to perform work efficiently under deadlines in a fast-paced environment
Ability to effectively communicate with loan officers and Administrative Assistants and offer assistance in building loan packages
Excellent interpersonal, verbal and written communication skills
Working knowledge of applicable PC programs: MS Windows, Microsoft Word, Excel, PowerPoint and Outlook.

WORKING CONDITIONS

Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation:

This position is in an office environment within a climate-controlled facility. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for the majority of the day.

The individual responsible for this role must be able to perform job functions with general supervision and work effectively as a member of a team and independently. The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.

Nothing in this job description restricts management's right to assign or reassign

duties and responsibilities to this job at any time.

RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans' status, sex, national origin, physical or mental disability, or any other legally protected class.