Claim Examiner IV-Personal Umbrella hybrid

About Us
We're not like other insurance companies. From our specialty products to our business model, our culture to our results - we're different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn't just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us.
RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar - a testament to our culture and validation of our reputation as an excellent underwriting company.
Position Overview
This is an exciting opportunity to join our redesigned and growing Personal Umbrella Claims Team handling excess auto liability claims. We are looking for A+ claim professionals who thrive in a fast-paced environment, are driven to think strategically, and are committed to further developing their claim adjusting acumen. If you are looking to expand your expertise handling litigated excess auto claims, come learn why RLI is different.
Principal Duties & Responsibilities
Review and confirm coverage.

Actively monitor primary insurer's handling of claims with potential exposure under the personal umbrella liability policy.

Direct handling of personal umbrella liability claims (auto, premises and personal injury), including investigation and evaluation of liability, causation and damages.

Review and evaluate medical records and bills.

Communicate effectively and professionally with all internal and external stakeholders, including completion of internal written reports.

Proactively develop and implement targeted strategy for claim resolution.

Education & Experience

Bachelor's degree in business administration, insurance, or a related field.

4+ years of auto claim handling experience, including litigated claims, preferred.

Experience handling umbrella/excess claims and evaluating coverage is a plus.

AIC or CPCU designation preferred.

Knowledge, Skills, & Competencies

Proactive in initial investigation, claim handling and resolution.

Working knowledge of auto liability and defenses.

Good negotiation skills.

Organized, self-motivated and task oriented.

Must be able to excel in a fast-paced environment.

Compensation Overview
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.
Base Pay Range
$74,053.00 - $105,895.00
Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.
Financial Incentives

Annual bonus plans

Employee stock ownership plan (ESOP)

401(k) - automatic 3% company contribution

Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)

Work & Life

Paid time off (PTO) and holidays

Paid volunteer time off (VTO) to support our communities

Parental and family care leave

Flexible & hybrid work arrangements

Fitness center discounts and free virtual fitness platform

Employee assistance program

Health & Wellness

Comprehensive medical, dental and vision benefits

Flexible spending and health savings accounts

2x base salary for group life and AD&D insurance

Voluntary life, critical illness, & accident insurance for purchase

Short-term and long-term disability benefits

Personal & Professional Growth
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:

Training & certification opportunities

Tuition reimbursement

Education bonuses

Diversity & Inclusion
Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.
RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.