Product Manager

Novicap is a Fintech focused on becoming the category leader in end-to-end working capital solutions for SMEs and public administrations.
We have always been at the forefront of innovation in the financial sector, developing multiple technology-based solutions for Invoice Discounting, Factoring, Confirming and Dynamic Discounting that allow companies to optimize and finance their working capital in a dynamic way.
With offices in Barcelona and Madrid, we are one of the fastest growing fintech startups in Europe.
Amazing, isn't it?
We are currently looking for a Product Manager who wants to join our team.
As a Product Manager, you will play a key role in delivering real, measurable business value through our products, to both our demanding client base and Novicap.
This is a place where everybody has a voice and we love to hear it, so you will be able to share your ideas and opinions from day one.
What will you do?
As said, you will join us as a Product Manager.
Working with the Head of Product, Technology Team and the wider business, you will turn customer and business needs into product development or product improvements.
You will contribute to the product strategy needed to meet our business goals, own the roadmap for one or more products, and manage the development of products, features and maintenance.
We expect you to be the subject matter expert for the products you own, and will drive the delivery of the next generation of products for Novicap.
More importantly, you will make decisions based on analysis, stakeholder feedback, and overall business goals.
In doing so, you will ensure alignment between Product, Tech, and other teams with respect to product vision and project implementation.
You will collaborate with teams across the entire organization to contribute to our growth plans.
You will drive the scaling of our business by:

Managing the improvement of the existing proposition to make it more relevant to our existing and target customers, more profitable and easier to operate;
Owning product discovery and new product development to satisfy the unmet needs of potential clients, including short-term lending and enhancing our collateral capabilities;
Working with Sales to showcase the benefits of our product through demonstrations, simulations and proposals;
Scaling operational processes to allow us to support an expanded client portfolio;
Working with Risk and Legal to minimize and/or manage credit risk when operating our products.
How will you do it?
With integrity.
Transparency and clarity are the cornerstones of our work.
We honor our agreements and take responsibility for our actions.
Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow.
We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data-driven approach.
And finally, we are generous and give first.
We support and contribute to our community, seeking the common good above our own interests.
Who will you be working with?
You will report directly to the Head of Product and will be working closely with another Product Manager, the Tech team and the rest of Novicapers across Madrid and Barcelona.
A young and dynamic team that's waiting for you with arms open!
What do we need from you?
We need someone with a product mindset, who thinks repeatable and scalable value over short-term wins and who is comfortable working in startup environments and refining ambiguous details.
Sounds like you?
As a Product Manager at Novicap, you must also have listening and communication skills in English and in Spanish (multicultural team here!) that help you both with listening to what's not being said and influence others to help achieve business goals.
Both things will help you in building relationships across all domains and levels in the organization.
We expect that you are a doer and take ownership of your role, being independent in achieving personal and team objectives.
If you are confident to understand and then challenge and you like process thinking and problem solving and the strategic part of it all, this is your place!
What do you need to succeed?
4+ years of Product management experience in a B2B lending product in a technology-driven environment
Direct experience of product discovery or management experience in working capital products in Spain
Experience in driving cross-functional teams to deliver business goals through technology
Experience identifying, sourcing, curating, researching and validating business opportunities
Strong customer/stakeholder interview skills to identify customer needs and pains
Experience of product owner-type responsibility in product development environment, including the translation of complex business needs into work packages that can be scoped by engineering
Experience of modeling business and operational processes
Experience with product roadmapping and prioritization
Data-driven decision making
Bonus points if you:

Have worked as a Product Manager in SaaS or FinTech products
Have defined the Go-to-market strategy
What we can offer:

Competitive salary package, starting at 40K for mid-level Product Managers rising all the way to >50K and above for the senior ones.
Full-time job with permanent contract
Hybrid office/remote work model to improve your personal and working life balance
Amazing and highly-motivated colleagues to work with
You'll join us for our company-wide events and be able to meet the rest of the team that's distributed in Spain
Be part of our dynamic, international working environment, with a flat hierarchy and open communication between teams
Communicate better with colleagues by joining free English or Spanish classes if you need them (although fluency in both is mandatory for this role)
Flexible benefits with Cobee to spend on food, transport, childcare, and others
Subsidized health insurance by Sanitas
Subsidized gym subscription if you like sports (we also have a running club!)
Library with plenty of books to choose from.
If you can't find anything, let us know what you want and we will add it to the library!
Free fruit, coffee and tea at the office.
We know it's common, but we like to take care of you anyway
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