Cuando te unes al equipo de CBNK te conviertes en parte de la banca dedicada a los colectivos esenciales, un banco en el que nos dedicamos a comprender las necesidades específicas de los profesionales en campos como la ingeniería o la salud.
Acompañamos a nuestros clientes a lo largo de todo su camino con un enfoque cercano y personalizado.
Nuestra misión es encontrar las soluciones financieras más adecuadas para impulsar negocios, fomentar sinergias y reforzar nuestro compromiso de ayudar a estos profesionales en su contribución al progreso de la sociedad.
En este rol de Analista Senior de Riesgo de Crédito en Empresas tendrás la oportunidad de generar un impacto significativo.
Contarás con el apoyo necesario para tu formación y desarrollo profesional, mientras tus aportaciones serán valoradas y reconocidas.
Colaboraremos en equipo para garantizar una experiencia excepcional al cliente, en un entorno donde se fomenta la escucha y el respeto de todas y cada una de las personas.
Este rol es fundamental para garantizar que CBNK mantenga una cartera de créditos sólida y rentable, minimizando los riesgos asociados a los préstamos a empresas .
Tu día a día será realizar las siguientes funciones:
-Realizar el análisis detallado de los estados financieros (balance general, estado de resultados, flujo de caja).
• Evaluar la solvencia de nuestros clientes de empresas de crédito mediante el análisis de ratios financieros, historial crediticio y otros indicadores clave.
• Preparar informes de riesgo y presentar recomendaciones de crédito a la alta dirección y al comité de riesgos.
• Verificar el cumplimiento de los términos y condiciones establecidos en los acuerdos crediticios y sugerir acciones correctivas cuando sea necesario -Supervisar y actualizar periódicamente las evaluaciones de riesgo de los clientes existentes.
• Interactuar con clientes corporativos para recopilar información adicional y aclarar dudas sobre sus situaciones financieras.
Requisitos:
Formación universitaria en Ciencias Económicas, Administración de Empresas o similar.
Experiencia profesional entre 4 y 6 años en sector bancario y/o auditoría valorable si ha ocupado posiciones de análisis de riesgo de crédito.
Manejo de Office (usuario avanzado).
Valorable máster o formación específica en el sector bancario Nivel de inglés medio-alto.
Descubre el equilibrio perfecto entre tu vida personal y profesional con nosotros, porque en CBNK nos importa la conciliación.
Jornada de Verano :
con un horario de 8:
15 a 15:
00 desde el 15 de junio al 15 de septiembre.
Jornada de Invierno :
Mantén la flexibilidad con un horario de 8:
00, salvo martes y jueves que el horario es de 8:
00 y de 16:
00 a 18:
30.
Teletrabajo dos días.
Retribución Flexible :
Adapta tu salario a tus necesidades y preferencias personales.
Ventajas Financieras :
Aprovecha todos los beneficios de ser empleado/a de nuestro banco.
35 días de vacaciones :
Relájate y recarga energías con más tiempo libre.
Seguro Médico y de Vida Si te sientes identificado/a con este perfil ¡Únete a nuestro equipo y disfruta de un entorno laboral que se adapta a tu vida!
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