Job Summary
Support the Business Planning activities of Standard Chartered UAE's Islamic banking business. In addition, also play a leading role to develop the business through strategic partnerships, and building new client relationships.
Strategy
- Leverage Islamic banking as a differentiator and enabler to grow the SCB (Standard Chartered Bank) UAE franchise.
- Build the size and scale of Islamic banking within SCB.
- Strengthen Islamic banking's positioning within SCB and the industry.
Business
- Manage the Business Planning function of SCB's Saadiq Islamic banking business.
- Prepare material / presentations for various business and governance forums.
- Engage with cross functional teams and businesses to achieve business growth objectives.
- Monitor business performance to drive productivity and growth.
- Champion strategic business initiatives to strengthen the value proposition.
- Lead the effort to develop partnerships and alliances to drive business growth.
- Track competitor activities and come up with counter strategies.
Key Responsibilities
Processes
- Adherence to applicable internal policies related to governance, operational risk, credit, etc.
- Adhere to all processes identified and outlined under Enterprise Risk Management (ERM) and Operational Risk Framework (ORF).
- Accountable to risk control owners and / or Group policy owners for the implementation of policies and control standards set by them, ensuring compliance and operating within risk tolerance and risk appetite and building a culture of good conduct.
People & Talent
- Build a transparent and collaborative culture aligned with Bank's values.
- Acquire requisite knowledge and training in Shariah and Islamic banking products.
- Assist teams in client calls where required.
- Facilitate the concerned teams (Shariah, Business, etc) to train staff engaged in Saadiq business.
Risk Management
- Provide assistance during reviews, e. g. , GIA (Group Internal Audit), Shariah Reviews, Regulatory reviews, etc.
- Adhere to all relevant policies, guidelines, and procedures. Comply with local regulatory requirements.
- Monitor Saadiq portfolio performance to detect any concerns related to adverse behaviour related to credit, etc.
- Working closely with country stakeholders to manage Shariah non-compliance risk across.
Skills And Experience
Governance
- Monitor and update senior management on Islamic Banking performance.
- Maintain awareness and understanding of the regulatory framework in which the country operates, and the regulatory requirements and expectations relevant to the role.
- Responsible for delivering 'effective governance'; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
- Adhere to the Shariah Governance Framework requirements pertaining to Internal Shariah Supervisory Committee (ISSC).
- Implement Shariah and governance requirements as set out by HSA.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
- WRB teams
- CIB teams
- Related functions (Shariah, Finance, Brand & Marketing, Compliance, HR, CFCC, Audit, IT, etc)
Qualifications
- Bachelor's degree.
- Interest to develop a career in Islamic banking.
- Team player with ability to collaborate across teams and functions.
- Strong communication skills - both verbal and written.
- Strong command over MS Office - Word, Excel, Powerpoint.
- Strong presentation and networking skills.
- Strong quantitative skills.
- Client Relationship Management
- Digital Transformation
- Product Design and Development
- Marketing Strategy and Positioning
- Islamic Banking
- Regulatory Environment - Financial Services
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together We
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.
What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected .